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The only motorbike
insurance you need

Protect your ride and peace of mind with our comprehensive motorbike insurance. Whether you're cruising the city streets or exploring the open road, our coverage ensures you're safeguarded against accidents, theft, and unexpected damages, allowing you to enjoy the freedom of the road without worry. Get the protection you need to keep your bike and yourself secure.
  • Guaranteed Lowest Rates
  • Hassle Free Claims
  • 24/7 Support
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Comprehensive cover for you!

Two-wheeler insurance is an insurance plan focused on protection and coverage for bikes. It covers the cost of repairs in the case of accidental damages to your bike. Apart from accidents, it also provides financial security from incidents like thefts, natural disasters, vandalism, etc. and third party liabilities.
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Our Claims Promise

We ensure fast and fair claim settlements, getting your bike back on the road quickly.
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Smooth Renewal online

Easily renew your bike insurance online with just a few clicks, no delays, no hassle.
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No Paperwork

Get insured and file claims effortlessly without the need for any physical paperwork.
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No Additional Fees

Enjoy transparent coverage with no hidden charges or unexpected fees.

Insurance We Offer

Comprehensive Insurance Cover

 
Accident Damage Coverage

Covers repair or replacement costs if your bike is damaged in an accident and this protection includes collisions with other vehicles, objects, or single-vehicle accidents like skidding or slipping.

 

Theft and Vandalism Protection

Safeguards against the financial loss of your motorbike in case of theft or vandalism. Covers the cost of replacing your bike or repairs needed due to vandalism.

 

Natural Disaster Coverage

Protects your motorbike from damage caused by natural events such as floods, hurricanes, earthquakes, and more. Ensures repair or replacement costs are covered, so you’re not left out of pocket after a disaster.

 

Personal Accident Cover

Provides financial compensation in case of serious injury or death due to a motorbike accident. Includes coverage for the rider and, optionally, the passenger, offering peace of mind to you and your loved ones.

 
Natural Calamities Coverage

Covers your motorbike from damages caused by natural events such as floods, earthquakes, landslides, hurricanes, and more. Ensures the costs associated with repairing or replacing your bike due to natural calamities are fully covered, so you’re not financially burdened by nature’s unpredictability.

 
Strike and Terrorism Protection

Protects your motorbike from damages that occur during strikes, protests, or acts of terrorism. Ensures that your motorbike is safeguarded against unexpected events, providing financial security when civil unrest impacts your property.

 
Riots and Civil Commotion Coverage

Offers coverage for any damage to your motorbike caused by riots, civil commotion, or other similar disturbances. Ensures that your motorbike is protected during periods of unrest, minimizing the financial impact of repairs or replacement.

 

Total Loss Recovery

If your motorbike is irreparably damaged or stolen, this coverage provides you with the full insured value, helping you recover from a total loss. We ensure a prompt and hassle-free claims process, so you can recover the value of your motorbike swiftly and without added stress.

What Is Not Covered?

Below are the incidents or situation which are excluded under a bike insurance policy:
  • Damage caused by normal wear and tear of the vehicle
  • Loss from mechanical/electrical breakdowns
  • Depreciation or any loss occurring from regular use
  • Any damage to tyres and tubes in the normal course of running
  • Any loss procured while when the bike was used beyond the scope of coverage
  • Damage/loss incurred when the bike was being driven by a person without a valid driving license
  • Any loss/damage caused due to the driver being driving under the influence of drugs or substance
  • Any damage/loss incurred due to war or mutiny or nuclear risk

Factors affecting motorbike insurance premium

Here is a list of factors that affect bike insurance premium
  • Bike Market Value
  • Bike’s make and model
  • Age of the bike
  • Location of registration
  • Claims history
  • Accidental history

Features & Benefits of The United Insurance Motorbike Insurance

Our motorbike insurance offers extensive coverage with benefits tailored to your needs. Enjoy protection against accidents, theft, and damages, along with reliable customer support and quick claim processing. Ride confidently knowing your motorbike is safeguarded with top-tier insurance features.
Comprehensive Coverage
Our insurance plans offer extensive coverage options that go beyond standard policies. From protection against natural calamities to coverage for strikes, terrorism, and riots, we ensure that your bike is safeguarded in any situation. Additionally, our policies include provisions for recovering total loss, giving you peace of mind on every ride.
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Affordable Premiums
We understand that every rider’s needs are different. That's why we offer competitive rates with flexible payment options that suit various budgets. Whether you're a daily commuter or a weekend rider, our customizable plans ensure you get the best value without compromising on coverage.
Customized Covers
Our motor insurance policies are designed to be flexible, allowing you to create a coverage plan that fits your lifestyle. Choose from a range of options to tailor your insurance to your individual requirements. With our customized covers, you can select the protection that best suits your driving habits and vehicle type, ensuring you only pay for what you need.
Quick Claim Reimbursement
Our claims process is designed to be swift and straightforward, minimizing the stress during unfortunate events. We provide a dedicated claims support team available 24/7, ensuring that your claims are processed promptly, so you can get back on the road as soon as possible.
Expertise in Moto Insurance
Unlike general insurance providers, our company specializes in motorbike insurance, which means we understand the unique risks and needs of riders. Our plans are designed with riders in mind, offering specialized coverage options like protection for custom parts and accessories, ensuring your bike is covered in every aspect.
Reliable Customer Support
Our dedicated customer support team is available 24/7 to assist with any queries or concerns. We're here to provide you with expert advice and support whenever you need it. Count on our reliable customer support to guide you through every step of your insurance journey, from policy selection to claims assistance.
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Why should you buy a Bike Insurance?

Adherence to Law
Owning bike insurance is not just beneficial, it's a legal necessity. The Motor Vehicles Act mandates that all bike owners must have at least third-party insurance, ensuring that you are protected from legal penalties and helping you avoid hefty fines.
Personal Accident Cover
his essential coverage safeguards you and your family by providing financial assistance in case of accidental injuries, permanent disability, or even death. It ensures that you or your dependents receive compensation, providing peace of mind during unforeseen circumstances​.
Coverage against Loss or Damage
Bike insurance provides financial protection against unexpected damages caused by accidents, theft, natural calamities, or vandalism. This coverage helps you avoid significant out-of-pocket expenses and ensures that your bike is quickly repaired or replaced.
Savings on Money
By opting for comprehensive bike insurance, you can save money in the long run. It covers repair costs and medical expenses, reducing the financial burden after an accident. Additionally, insurers often offer discounts for no-claim bonuses and safe driving, leading to further savings.
Buy the United Way

4 Simple to Buy Insurnace
From The United Insurance

1

Select Your Package

Choose from our range of insurance packages tailored to meet your needs. Pick the plan that best fits your requirements and preferences.
2

Fill in the Details

Complete a quick and easy form with your personal and vehicle information.
3

Make Payment

Complete your purchase securely through our payment gateway.
4

You are United Secured

Receive immediate confirmation and start enjoying the benefits of your new insurance policy.

Frequently Asked Questions

Yes, The United Insurance Company is certified. It has received an improved IFS rating of AA+ from the Pakistan Credit Rating Agency (PACRA), indicating its strong financial stability and credibility.

The United Insurance Company works by offering a wide range of insurance products services to individuals and businesses. Our process involves assessing the insurance needs of our clients, providing tailored coverage options, and guiding them through policy. We collect premiums from policyholders and claims a fair and efficient manner. Our goal is to provide reliable insurance coverage and exceptional customer service throughout the entire process.

At The United Insurance Company, we prioritize prompt and efficient claims handling. When a claim is filed, our dedicated claims team carefully reviews the details and documentation provided by the policyholder. We aim to process claims fairly and transparently, adhering to the terms and conditions of the insurance policy. Our team works diligently to assess the validity of the claim and determine the appropriate coverage. We communicate closely with the policyholder throughout the claims process, providing updates and working towards a resolution in a timely manner. Our objective is to provide exceptional customer service and ensure a smooth claims experience for our valued clients.

To file a claim, you should notify us as soon as possible after the incident. You can file your claim online, over the phone, or by visiting a branch. Please provide all necessary documentation and evidence related to your claim. Our claims department will review your submission and guide you through the next steps.

The time it takes to process a claim can vary depending on the complexity of the case and the completeness of the documentation provided. However, we strive to process claims as efficiently as possible, keeping you informed throughout the process.

Yes, you can easily renew your insurance policy online through our website. Simply log into your account, select the policy you wish to renew, and follow the instructions. Payment can also be made online for your convenience.

Yes, we understand that every individual and business has unique needs. Our team is ready to work with you to create a customized insurance solution that fits your specific requirements and budget.

If you need to update your personal information or make changes to your policy, please contact our customer service team or log into your account on our website. It’s important to keep your information up to date to ensure smooth processing of claims and communications.

You can contact us via our customer service hotline, email, or by visiting one of our branches. Contact details are available on our website. Our team is here to assist you with any questions or concerns you may have.

Yes, our travel insurance policies offer international coverage, providing you with peace of mind while you're abroad. Coverage includes medical expenses, trip cancellations, lost luggage, and more. Be sure to review the specifics of your policy for detailed information.

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